Delaware’s only GEICO Exclusive Agency
Home, Boat, and ATV Insurance in Seaford, DE
On the Nanticoke River, on the western side of Sussex County.
Rather talk to someone? Call our office
Seaford, Delaware
Insurance for western Sussex County
Seaford sits on the Nanticoke River and calls itself the Nylon Capital of the World, after the DuPont plant that made the town's name. It's the largest city entirely within Sussex County, with about 9,000 residents, a TidalHealth hospital, and farmland in nearly every direction.
Life here is a long way from the beach traffic and the Wilmington suburbs. So is our office, to be honest: it's about 85 miles north. But living in Seaford shouldn't make it harder to reach a person. You can call and talk with a licensed agent in Delaware about what you actually need.
We serve ZIP code 19973.
- Approximate residents
- 9,200
- From our Wilmington office
- 85 miles
- Typical drive to our office
- Under 2 hours
- County
- Sussex
Local numbers
Homes and households in Seaford
About half of Seaford households rent, so renters insurance is worth asking about here too. The typical home was built around 1977, and about 73% of workers drive alone.
- Median year homes were built
- 1977
- Households that rent
- 50%
- Homes used seasonally
- <1%
- Workers who drive alone
- 73%
- Households with 3+ vehicles
- 17%
Rounded estimates from the U.S. Census Bureau's American Community Survey, 2020–2024.
What matters most in Seaford
Three things that come with living in this part of Delaware.
Homeowners Insurance
Older homes and river lots
Older homes can cost more to repair than people expect. If you live near the Nanticoke, keep in mind that a standard home policy generally doesn't cover flooding. That's a separate policy, and not one our office writes.
Boat Insurance
On the Nanticoke
The Nanticoke runs through town and on toward the Chesapeake Bay. A boat policy can help with damage to your boat and with liability on the water, and you can tailor it to how you use it.
ATV Insurance
Open land and back roads
Around here, an ATV can be a work tool as much as a toy. Home and auto policies may offer little or no coverage for one, especially away from your home, so it's worth getting its own policy.
Why call Anne Scharp Insurance from Seaford?
Seaford is a long way from most things in northern Delaware, and that includes us. We'd still like the chance to quote you. There's only one GEICO Exclusive Agency in the state, and it's licensed across all of it.
The only one in Delaware
Anne Scharp Insurance is the only GEICO Exclusive Agency in the state. It's what we do all day.
The same rates as GEICO.com
Working with us doesn't change your price. You get the same rates you'd find online, plus someone to call.
More than sixteen years
We have more than sixteen years of experience, an A+ from the BBB, and two GEICO Top Performer awards.
All coverage
Insurance we write for Seaford
These are all the lines we write. Choose one to see what we’d go over with you.
- Auto InsuranceReal GEICO rates and real local guidance, with coverage built for how you drive. Same pricing as GEICO.com.
- Homeowners InsuranceProtect your home with tailored coverage options. Our agents provide personalized service to help find a fit for your needs.
- Renters InsuranceRenters insurance can help protect your belongings and personal finances while you live in a rented home.
- RV InsuranceRV insurance brings vehicle and travel-related protection together for a motorhome, camper, or travel trailer.
- Motorcycle InsuranceMotorcycle insurance can help protect your bike and prepare you for financial risks on the road.
- Boat InsuranceBoat insurance can help protect your watercraft and address the risks that come with owning and operating it.
- ATV InsuranceATV insurance can help protect an all-terrain vehicle and address the risks of riding it on trails and private land.
- Jewelry InsuranceJewelry insurance offers dedicated protection options for rings, watches, and other valuable pieces.
- Seasonal Property InsuranceSeasonal property insurance is designed for a second home or vacation property that sits empty for part of the year.
- Rental Property InsuranceRental property insurance is designed for a home you own and rent out to tenants.
Our office
Getting from Seaford to our office
We are about 85 miles from Seaford, or a little under two hours, mostly on Route 13 and Route 1. It's a long drive, so it makes sense to call first.
We’re licensed in Delaware, Maryland, New Jersey, and Pennsylvania, and we have Spanish-speaking agents. Walk-ins are welcome during office hours.
FAQ
Insurance questions from Seaford
Last updated November 4, 2026. This page is general information, not advice about your own policy. What a policy covers depends on its terms, so call us before you rely on anything here.
Nearby
More of Delaware near Seaford
We’re licensed across Delaware. These are the closest towns with a page of their own.
Talk to a real agent about your coverage
Same rates as GEICO.com, with someone local to call when you need them.