SMS Terms of Service

These terms cover text messages from Scharp Insurance Inc. (Anne Scharp Insurance Agency): what we send, how often, what it costs you, and how to stop.

Last updated September 23, 2026

Summary

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Scharp Insurance Inc. (Anne Scharp Insurance Agency). This includes SMS messages for conversations about an inquiry you started.

The program

Anne Scharp Insurance Agency sends text messages to people who have contacted the agency, using a text messaging provider on our behalf. Taking part is entirely optional, and consent to receive texts is not a condition of buying anything — you can ask for a quote, and hold a policy, without ever receiving one.

What we send

Informational messages only, about an inquiry you started. That is:

  • replies to an inquiry you send through this website
  • follow-up about a quote or coverage you asked about

We do not send promotional or marketing texts, and sending the quote form does not add you to a marketing list.

How you opted in

On this website, by ticking the text-message box on the quote request form. The box is optional and starts unticked, it is separate from everything else on the form, and the form sends whether you tick it or not. If you leave it empty we contact you by phone and email only. You can also tell the office directly that we may text you.

How often, and what it costs

Messaging frequency may vary. These are replies and follow-ups, so how many you receive depends on your own conversation with the agency rather than on a schedule.

Message and data rates may apply. We do not charge you anything for a text message; your mobile carrier may, under your own plan.

How to stop

Reply STOP to any message. You will get one confirmation that it worked, and then no further texts. You can also just tell us — call or email the office using the details below.

Stopping texts does not cancel anything else. We can still reach you by phone and email about your inquiry or your policy, and you can ask us to text you again at any time.

How to get help

Reply HELP to any message, visit our website at https://annescharpinsurance.com, or contact the office directly — a person there will answer either way.

Delivery

Carriers are not liable for delayed or undelivered messages. Text messaging depends on your mobile carrier’s network, which is outside our control, so please do not rely on a text for anything time-critical. If something matters, call the office.

Your information

SMS consent is not shared with third parties or affiliates. We do not share or sell SMS opt-in data, or phone numbers collected for the purpose of SMS, to any third party. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Your mobile number and your agreement to be texted are never sold, rented or traded.

Our Privacy Policy covers what else this website collects, who receives it, and how to ask us to change or delete it.

Changes to these terms

If the program changes, this page changes with it and the date at the top moves. If we ever want to send you marketing texts, we will ask for your agreement to that separately and in writing first — the terms on this page do not cover it.

Contact us

Anne Scharp Insurance Agency (Scharp Insurance Inc.)

3925 Kirkwood HwyWilmington, DE 19808(302) 772-6520ascharp@geico.com