Delaware’s only GEICO Exclusive Agency
Auto, Home, and Renters Insurance in Wilmington, DE
This is our hometown. Our one office is here, and you can walk right in.
Rather talk to someone? Call our office
Wilmington, Delaware
Your local office, right here in Wilmington
Wilmington is the biggest city in Delaware, and it is where we work every day. Our office is on the west side of town, about six miles from downtown. If you would rather sit down with someone than click through a website, you are close enough to do that.
Insurance in the city comes with its own questions. Street parking in Trolley Square is not the same as a garage in Brandywine Hundred. A rowhouse near the Riverfront is not the same as a new build. We can walk you through what that means for your policy.
We serve ZIP codes 19801, 19802, 19803, 19804, 19805, 19806, 19807, 19808, 19809, and 19810.
- Approximate residents
- 73,500
- From our Wilmington office
- 6 miles
- Typical drive to our office
- 15 min
- County
- New Castle
Local numbers
Homes and households in Wilmington
Wilmington has the oldest housing of the eleven towns on this site: the typical home dates to the 1940s. About half of households rent, and only about 7% have three or more vehicles. That makes rebuilding costs and renters coverage worth a close look.
- Median year homes were built
- 1946
- Households that rent
- 52%
- Homes used seasonally
- <1%
- Workers who drive alone
- 61%
- Households with 3+ vehicles
- 7%
Rounded estimates from the U.S. Census Bureau's American Community Survey, 2020–2024.
What matters most in Wilmington
Three things that come up for people who live and drive in the city.
Auto Insurance
Driving and parking in the city
I-95 and I-495 both run through Wilmington, and many cars in the city park on the street. Comprehensive and collision are the parts of a policy that help with damage to your own car, so it is worth checking that you have them.
Homeowners Insurance
Older homes need a closer look
Much of Wilmington's housing is decades old, and some of it is much older. Make sure your coverage amount reflects what it would cost to rebuild today, not what you paid for the house.
Renters Insurance
Renting downtown or on the Riverfront
Your landlord's policy usually covers the building, not your things. Renters insurance helps protect your belongings, and it can include liability coverage too.
Why call Anne Scharp Insurance from Wilmington?
You can buy GEICO online from anywhere. What you can't get online is an office in Wilmington where you can walk in and ask a question.
The only one in Delaware
Anne Scharp Insurance is the only GEICO Exclusive Agency in the state. It's what we do all day.
The same rates as GEICO.com
Working with us doesn't change your price. You get the same rates you'd find online, plus someone to call.
More than sixteen years
We have more than sixteen years of experience, an A+ from the BBB, and two GEICO Top Performer awards.
All coverage
Insurance we write for Wilmington
These are all the lines we write. Choose one to see what we’d go over with you.
- Auto InsuranceReal GEICO rates and real local guidance, with coverage built for how you drive. Same pricing as GEICO.com.
- Homeowners InsuranceProtect your home with tailored coverage options. Our agents provide personalized service to help find a fit for your needs.
- Renters InsuranceRenters insurance can help protect your belongings and personal finances while you live in a rented home.
- RV InsuranceRV insurance brings vehicle and travel-related protection together for a motorhome, camper, or travel trailer.
- Motorcycle InsuranceMotorcycle insurance can help protect your bike and prepare you for financial risks on the road.
- Boat InsuranceBoat insurance can help protect your watercraft and address the risks that come with owning and operating it.
- ATV InsuranceATV insurance can help protect an all-terrain vehicle and address the risks of riding it on trails and private land.
- Jewelry InsuranceJewelry insurance offers dedicated protection options for rings, watches, and other valuable pieces.
- Seasonal Property InsuranceSeasonal property insurance is designed for a second home or vacation property that sits empty for part of the year.
- Rental Property InsuranceRental property insurance is designed for a home you own and rent out to tenants.
Our office
Visit us in Wilmington
We are on the west side of Wilmington, about six miles from downtown. From Center City it is about a 15-minute drive out Route 2.
We’re licensed in Delaware, Maryland, New Jersey, and Pennsylvania, and we have Spanish-speaking agents. Walk-ins are welcome during office hours.
FAQ
Insurance questions from Wilmington
Last updated November 4, 2026. This page is general information, not advice about your own policy. What a policy covers depends on its terms, so call us before you rely on anything here.
Nearby
More of Delaware near Wilmington
We’re licensed across Delaware. These are the closest towns with a page of their own.
Talk to a real agent about your coverage
Same rates as GEICO.com, with someone local to call when you need them.